General Insurance Questions and Answers - Top 20 Car Insurance Questions and Answers For Exam (Quiz)

-

General Insurance Questions and Answers 2020

General Insurance Questions and Answers



1. The color of your vehicle can increase the cost of your insurance premiums

False

2. What is auto insurance?

Protects you from a financial loss, if you have an accident

3. Car B is not insured, what is one way Car A can have the damages paid for.

If car A has Uninsured Motorists coverage

4. If your car gets damaged in a hailstorm which would cover the damages to your car?

Comprehensive Coverage

5. You are hit by a vehicle but the owner doesn't have insurance. What coverage would pay for the damages?

Uninsured Motorist

6. A higher deductible results in

a lower premium

7. Who needs auto insurance?

All people who drive cars.

8. If your policy covers $100,000 of Bodily Damage and you cause $234,000 of Bodily Damage what happens?

You pay $134,000 out of pocket

9. What do you call the amount you agree to pay in case of an accident?

Deductible

10. What kind of insurance pays for physical damages to your car from acts of nature such as fire?

Comprehensive

10. Who pays more for auto insurance?
  • Males - Answer
  • Females
  • Elderly
  • Children
11. What isn't covered under Specialty Insurance?

  • Trip Cancellation
  • Pet Health
  • Phone Insurance
  • Flood Insurance
  • Hospital Visit - Answer
12. What kind of coverage pays for damages to your car if you are at fault?
  • Collision -Answer
  • Comprehensive
  • Under-insured Motorist
  • Uninsured Motorist
13. Which of the following is a way to lower your insurance premium?
  • have a good driving record - Answer
  • be involved in sports
  • have a parent with you at all times
  • buy a sports car
14. The fee a driver pays for continued insurance is called
  • deductible
  • claim
  • liability
  • premium - Answer
15. In which two states can you drive without any auto insurance?
  • Virginia and Ohio
  • Connecticut and New Hampshire - Answer
  • Virginia and New Hampshire
  • Connecticut and Maine
16. What kind of insurance would cover you if you hit a deer? The only damage is to your car.
  • Liability
  • Bodily Injury
  • Comprehensive - Answer
  • None
17. What coverage protects you is someone is injured in an accident you cause?
  • Property Damage
  • Bodily Injury - Answer
  • Uninsured Motorist
  • Under-insured Motorist
18. Who should you call first if you get into an accident?
  • The cops - Answer
  • Your Parents
  • The insurance company
  • No one
19. Which of the following does NOT effect the cost of your car insurance?
  • Your Age
  • Gender
  • Driving Record
  • Drivers Test Score - Answer
20. What is bodily injury coverage?
  • coverage when you hit a car
  • coverage for an accident, when someone is hurt or killed - Answer
  • coverage when you hurt yourself in an accident

Top 20 Car Insurance Questions and Answers For Exam


Related Questions and Answers About Auto Insurance





Comments

Post a Comment

Popular posts from this blog

Volkswagen Golf GTI Insurance Cost - Golf GTI Insurance for 17, 18, 19, 20, 21 Year Old

-
Image
Volkswagen Golf GTI Insurance Cost for Teen Drivers It is safe to say that you are searching for a cheap Volkswagen Golf GTI Insurance Cost ? Full coverage for a Volkswagen GTI Insurance Costs around $1,384 per year or $115 every month. Realize how drivers can deal with save money on insurance rates for a Volkswagen GTI Insurance Rates in our far-reaching guide.  Save Hundreds On Volkswagen Golf GTI Insurance Cost Here's some data you may require about Volkswagen Golf GTI Insurance Cost , security includes that could set aside your cash, discounts that help your primary concern, and coverage that gives you significant serenity.  About the Volkswagen Golf GTI: The Volkswagen GTI has been around since 1976 and it is was initially known as the Golf GTI. The reduced car is known for its solid speed increase, huge cargo room, and athletic dealing. The Volkswagen GTI is a high exhibition variation of the company's Golf model. Compare Golf GTI Insurance Rates . How protected is the Vo
Read more

Fiat 500 Insurance Cost - Fiat 500 Insurance for 17, 18, 19, 20, 21 Year Old

-
Image
Fiat 500 Insurance Cost for 17 Year Old Customers have heaps of decisions when looking for minimal effort FIAT 500 insurance Cost . You can either waste hours reaching specialists to get rate comparisons or save time utilizing the web to track down the lowest rates. There is a superior method to look for car insurance and we'll show you the quickest method to value shop inclusion for your FIAT and find the cheapest rates from neighborhood insurance specialists and online suppliers.  It's a decent propensity to value shop inclusion yearly since costs change habitually. Notwithstanding the way that you may have had the best Fiat 500 Insurance Cost , last year you might be paying a lot now. Forget all the misinformation about car insurance since I will give you access to the key to the easiest method to appropriately purchase inclusions while diminishing your expense.  Fiat 500 Insurance Cost: In the event that you are insured now or need new inclusion, you will profit by figuring
Read more

Subaru WRX Insurance For 17 Year Old - Teen Driver and Young Drivers

-
Image
Subaru WRX Car Insurance Cost for 17 Year Old The normal cost to guarantee a Subaru WRX Insurance for 17 Year Old is $1,666 for a six-month policy. However, the value differs relying upon whether you decide on a WRX, its extra-elite WRX STI variant, or the base model Impreza the WRX originated from. We additionally found that WRX proprietors can set aside to 46% by going with Progressive, which is the cheapest guarantor for a Subaru WRX. How do insurance costs of Subaru WRX, STI, and Impreza compare?  Subaru WRX Insurance for 17 Year Old Teen Driver the more-dominant Subaru WRX STI costs $1,832 for a six-month policy—that is 10% in excess of a standard WRX. The WRX's redesigned motor, a sport-tuned suspension, and other plan changes represent the greater expense to protect. Then again, the cost to safeguard a Subaru Impreza, the base model whereupon the WRX was initially structured, is simply $1,294—22% not exactly the WRX. Is it cheaper to safeguard an older WRX?
Read more